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COBRA Insurance

If you leave your job, or are fired from your position, you are entitled, under federal law, to continue receiving your health benefits. Under the Consolidated Omnibus Budget Reconciliation Act (COBRA), employers with 20 or more employees must give departing employees the option of continuing their health coverage at the worker's own expense (plus an administrative fee) for up to 18 months – including family coverage. Your employer is required to give you COBRA benefits paperwork when you leave your position.

>> Is your COBRA insurance too expensive?  Looking for a COBRA alternative?  We have several options for you to quote and purchase online. Plans begin at $25 per month. 

Most people are shocked to see that COBRA is expensive.  What are your options? Should you select COBRA or purchase an alternative like temporary health insurance?

 New >>>  Ask Questions? and Search for Answers

>> COBRA State directory and Mini Cobra Laws...  Some states have mini cobra laws that replicate or are similar to COBRA (federal law) for employers that have fewer than 20 employees.

Alabama Kentucky North Dakota
Alaska Louisiana Ohio
Arizona Maine Oklahoma
Arkansas Maryland Oregon
California Massachusetts Pennsylvania
Colorado Michigan Rhode Island
Connecticut Minnesota South Carolina
Delaware Mississippi South Dakota
D.C. Missouri Tennessee
Florida Montana Texas
Georgia Nebraska Utah
Hawaii Nevada Vermont
Idaho New Hampshire Virginia
Illinois New Jersey Washington
Indiana New Mexico West Virginia
Iowa New York Wisconsin
Kansas North Carolina Wyoming


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