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Next day coverage, last up to 6 months.

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The The Freedom STM Short Term Health Insurance is underwritten by: Clarendon National Insurance Company.  Temporary health insurance protection for when you are between jobs, laid-off, a temporary or part-time employee or waiting for other health insurance to start. Short term medical insurance can also be used as a low cost alternative to COBRA insurance. 

>> Quote Temporary Health Insurance - Clarendon  <<

The Freedom STM

Up to 6 or 12 Month Short Term Medical Insurance
$1 Million Lifetime Maximum Per Insured Person

Just because you don't have health insurance right now doesn't mean you won't have health problems.

The Freedom STM allows you and your family to purchase high quality, affordable major medical coverage on an intermediate basis. The covered benefits include expenses for doctors services, surgery, out-patient and in-hospital care. Enhancement Series discount benefit program for prescription drugs, Swanson Vitamins, Chiropractic Life Care, Vision Care and On-line coupons.


Available to association members and their spouses (through the age of 64 and not eligible for Medicare) and their dependent children under the age of 19 years old (or under age 25 years old and enrolled and attending as a full-time student at an accredited college, university, vocational or technical school); who have a social security number, and can answer "NO" to all the medical questions on the enrollment form. Children age 19 and over must apply separately. Child(ren) alone can apply separately; The minimum age for a child only coverage is 2 years old. The application must be completed and signed by the parent or legal guardian.


  • $1,000,000 Lifetime Maximum Per Insured person
  • Freedom to choose any doctor or hospital
  • Choice of $250, $500, $1,000, or $2,500, deductibles
  • Instant effective dates
  • Monthly Bill, Credit Card, or Bank Draft
  • Child only coverage

Perfect for...

  • People between jobs
  • New Employee Waiting Periods
  • Part-Time / Temporary Employees
  • Dependent Child Coverage
  • College Students / New Graduates

Next Day Coverage Available!

The insurance can be effective as early as 12:01 a.m. the next day after the transmission date. However, the applicant can choose a later effective date not to exceed 60 days from transmission date. Coverage ends on termination date listed in your policy.

Insured By:

Clarendon National Insurance Company
Rated A- (Excellent) by A.M. Best Reports
A.M. Best ratings range from A++ to D.

Administered By:
Health Plan Administrators, Inc.




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