Montana Cobra Insurance Resource
The Federal Consolidated Omnibus Budget Reconciliation Act (COBRA) allows retiring employees, or those who lose coverage due to quitting a job or reduced work hours, to continue group coverage for a limited period of time. This also applies to their dependents who lose coverage because of divorce or legal separation; death of the covered employee; the covered employee qualifying for Medicare; or a loss of dependent status under the health planís provisions. COBRA applies only to employers with 20 or more employees.
If you work for an employer that has over 20 full-time employees: Then federal COBRA law applies, go to COBRA summary
If you work
for an employer that has under 20
full-time employees: You should look into obtaining
health insurance from a private insurance company.
Temporary health insurance is low cost and you can have
coverage the day after you apply. If you have preexisting
conditions or do not qualify for private health insurance then
Montana has a law
(IC-27-8-10) which discusses options. Go to the
uninsurable State risk pools for more information.
Montana State Auditor's Office
840 Helena Ave
Helena, MT 59601
Important Disclaimer: COBRA is a law (It is not an endorsed insurance plan or company). Answers and comments provided on Cobrahealthinsurance .com website are general information, and are not intended to substitute for informed professional medical, psychiatric, psychological, tax, legal, investment, accounting, governmental, or other professional advice. Cobrahealthinsurance .com does not endorse, and expressly disclaims liability for any product, manufacturer, distributor, service, health plan, or service provider mentioned or any opinion expressed in the website. Replies, comments, or information gathered on Cobrahealthinsurance .com website may not be accurate but are intended to be helpful. Health and life insurance company directory.
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